UMB Select Checking®
The perfect checking account to manage broader financial needs through preferred rates and discounts. Plus you can earn interest on your account balance.
Looking for a checking account to help you manage your everyday finances? Then take control of your financial needs with a checking account from UMB Bank. Our checking accounts give you flexible ways to quickly and easily manage your money with Online Banking and the UMB Mobile Banking app*. Learn more about UMB's checking account options to find one that best fits your needs and then apply online or in a branch today.
The perfect checking account to manage broader financial needs through preferred rates and discounts. Plus you can earn interest on your account balance.
A checking account option with additional features to fuel financial growth and monthly service fee waiver options.
A checking account to help you manage your everyday finances with no monthly service fee.
“UMB has been my bank since the early 1960's when I first received my Ferguson Florissant Schools payroll check from them. I highly recommend this bank.”
Donna from O'Fallon, MO
“I love this bank. I hadn't had a bank account for ten years before I came here. Everyone at the front desk is so nice and helpful to me, even when I had fraud happen they responded immediately. Thank you for everything.”
Andy from Denver, CO
“I've been banking with UMB for over four years and I've literally never had a issue with my account. Their customer service is impeccable, and they have helped my partner and me build credit from nothing. In terms of banking, UMB is one of the best Missouri has to offer.”
Jamison from Kansas City, MO
All reviews courtesy of Google
Here are a few things you’ll need to open a personal checking account:
In some situations, you might also need:
Yes, you can open a checking account online. Most banks provide a simple and secure online bank account application process. To open a UMB account online, you must:
You can get started with UMB today. It takes just a few minutes to apply for and open a UMB personal checking account.
Checking your account regularly is a great way to track your spending habits and financial goals. Here’s how to manage your UMB account:
Yes, certain checking accounts can earn interest. Interest-bearing checking accounts usually require a higher minimum opening deposit.
If you’d like to earn interest on your account at UMB, consider opening a UMB Select Checking account. This account type also offers access to special loan rate discounts.
If an interest-bearing checking account isn’t right for you, we also offer UMB Value Checking and UMB Free Checking. Find the best fit for you by comparing UMB personal checking account options.
*Some restrictions may apply. See the UMB Online Banking Agreement and the UMB Mobile Remote Deposit Terms and Conditions for more information. Consult your mobile carrier about applicable data usage or SMS charges.