About UMB Bank St. Charles Branch and ATM in Saint Charles, MO, 63303

Here are a few things you’ll need to open a personal checking or savings account:

1. A state-issued ID, driver’s license or learner’s permit. If you do not have these forms of identification, please contact the UMB branch for more information about forms of identification accepted in branch.
2. Basic personal information, including your birthdate, Social Security Number (SSN) or Tax ID Number (TIN), address and phone number.
3. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.

See which UMB personal checking account or UMB savings account might be right for you.

In some situations, you might also need:

1. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
2. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

Yes, you can open a checking account or savings account online. UMB Bank provides a simple and secure online bank account application process.

To apply for a UMB account online, you must:

1. Be at least 18 years old.
2. Be a U.S. citizen or resident alien.
3. Live in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma or Texas.
4. Have a state ID, driver’s license or learner’s permit.

You may also need:

1. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.
2. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
3. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

See which UMB personal checking account or UMB savings account might be right for you and apply today.