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St. Charles Branch and ATM
Branch
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1201 Regency Pkwy
Saint Charles, MO 63303

Lobby Hours

Thursday 9:00am - 5:00pm
Friday 9:00am - 5:30pm
Saturday 9:00am - 12:00pm
Sunday Closed
Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday Closed

Drive-up Hours

Thursday 9:00am - 5:00pm
Friday 9:00am - 5:30pm
Saturday 9:00am - 12:00pm
Sunday Closed
Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday Closed

Services

  • ATM Accepts Deposits
  • Financial Guidance
  • New Accounts
  • Medallion Signature Guarantee
  • Notary
  • Real Estate, Auto Loans, and Credit Cards
  • Small Business Solutions

The St. Charles branch is located in St. Charles, Mo. just off Interstate 70 near the corner of Regency Parkway and Zumbehl Road. Whether you like to do your banking in-person, or if you prefer the convenience of an ATM, we have you covered at our St. Charles location.

When you arrive at this St. Charles, Mo. branch, you’ll meet our team of dedicated associates who are ready to help you achieve your financial goals. They can help with a variety of financial products and services such as checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts, among many others. In addition to personal banking services, our UMB associates can also assist with small business and commercial banking services.

UMB consistently gives back to the local St. Charles, Mo. community through associate volunteerism, corporate and individual giving, and through financial services that support the St. Charles, Mo. local economy. We are proud to be a strong partner to St. Charles, Mo. businesses, organizations, and individuals. We invest our time, resources, and talent to St. Charles, Mo. organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the St. Charles, Mo. area. Our St. Charles, Mo. team is experienced and genuinely want to see you succeed. We’re focused on creating positive experiences for our St. Charles, Mo. customers because, at UMB, you’re not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.

“I have been using UMB for many years. I’ve always had great customer service and assistance with my accounts.”

Holly from St. Charles, MO

“When you call you hear "You can count on more." and I am here to say it's true.”

Don from Collinsville, IL

“Friendly, helpful, and professional staff. Been banking here a very long time!”

Kathleen from Ferguson, MO

All reviews courtesy of Google

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Open Your UMB Checking Account Online Today

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Questions About Opening a Checking or Savings Account? UMB Has Answers.

What do I need to open a checking or savings account?

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Here are a few things you’ll need to open a personal checking or savings account:

  1. A state-issued ID, driver’s license or learner’s permit. If you do not have these forms of identification, please contact the UMB branch for more information about forms of identification accepted in branch.
  2. Basic personal information, including your birthdate, Social Security Number (SSN) or Tax ID Number (TIN), address and phone number.
  3. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.

See which UMB personal checking account or UMB savings account might be right for you.

In some situations, you might also need:

  1. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
  2. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

Can I open a checking or savings account online?

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Yes, you can open a checking account or savings account online. UMB Bank provides a simple and secure online bank account application process.

To apply for a UMB account online, you must:

  1. Be at least 18 years old.
  2. Be a U.S. citizen or resident alien.
  3. Live in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma or Texas.
  4. Have a state ID, driver’s license or learner’s permit.

You may also need:

  1. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.
  2. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
  3. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

See which UMB personal checking account or UMB savings account might be right for you and apply today.

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  • Open Your UMB Savings Account Online Today

    Learn more about our savings account options and easily open one online in just minutes.

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