UMB Time Deposit/Certificate of Deposit Accounts
Lock in fixed interest for a term of your choice with rates that may be higher than traditional savings accounts. Minimum opening balance starts at $500.
With UMB Bank you can seamlessly manage your short-term and long-term savings goals with several personal account options including Time Deposit/Certificate of Deposit accounts and money market accounts. With multiple choices to fit your needs, you can stay on top of your savings goals with security and flexibility. Plus, you have access to our free online and mobile banking, as well as convenient branch locations.
Lock in fixed interest for a term of your choice with rates that may be higher than traditional savings accounts. Minimum opening balance starts at $500.
Access this interest-bearing savings account with checks and a debit card – a great tool to help you save for short-term financial goals.
Start saving today with a low minimum opening deposit, interest earned on your balance and an option to waive monthly service fees.
Earn more as you save more with this account for larger balances. Premium interest rates paid on tiered balances offer greater potential growth over time.
Teach a child the power of saving with an account in their name. Just $25 is required to open the account, and there’s no monthly fee.
“I've been with UMB since 1975 when my mother help me open up my first savings account since then it's just been a growing relationship like family.”
Jeffrey from Raytown, MO
“Best bank ever! Very helpful staff, good savings opportunities.”
Sandi from Kirkwood, MO
“I have used UMB since my first childhood savings account, always with a very positive experience. I'm so glad there are some Arizona locations close to me.”
Tyler from Phoenix, AZ
All reviews courtesy of Google