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Pony Express Plaza Branch and ATM
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1211 N Belt Hwy
Saint Joseph, MO 64506
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Lobby Hours

Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday 9:00am - 5:00pm
Thursday 9:00am - 5:00pm
Friday 9:00am - 5:00pm
Saturday 9:00am - 12:00pm
Sunday Closed

Drive-up Hours

Monday-Friday 8:30am - 5:30pm
Saturday 9:00am - 12:00pm
Sunday Closed


  • ATM Accepts Deposits
  • Financial Guidance
  • New Accounts
  • Medallion Signature Guarantee
  • Notary
  • Real Estate, Auto Loans, and Credit Cards
  • Small Business Solutions

The Pony Express Plaza branch is located in the heart of Downtown Saint Joseph, Mo. on the eastern edge of Highway 169. Just north of Frederick Avenue, our UMB branch associates can provide financial guidance and insight to help you along your financial journey.

This Saint Joseph, Mo. branch is equipped to handle a full range of personal and business financial services. Our associates are knowledgeable and dedicated to helping you find the best financial products and services for your unique circumstances. They take the time to understand your banking needs and recommend products like checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts, and many others that will help you reach your financial goals.

UMB consistently gives back to the local Saint Joseph, Mo. community through associate volunteerism, corporate and individual giving, and through financial services that support the Saint Joseph, Mo. economy. We are proud to be a strong partner to Saint Joseph, Mo. businesses, organizations, and individuals. We invest our time, resources, and talent to Saint Joseph, Mo. organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the Saint Joseph, Mo. area. Our Saint Joseph, Mo. team is experienced and genuinely want to see you succeed. We’re focused on creating positive experiences for our Saint Joseph, Mo. customers because, at UMB, you’re not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.

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