SVG
Securities and insurance products are:
NOT FDIC INSURED • NO BANK GUARANTEE • NOT A DEPOSIT • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY LOSE VALUE
Your UMB wealth advisor leads a team of private wealth professionals who always put your interests first.
Our financial planning offers solutions that are personalized for you.
For more than 100 years, UMB has made business decisions based on a commitment to doing what's right.
We know your needs are dynamic, and the investment landscape can change in an instant. That's why UMB's comprehensive Investment Management Services are built around an ongoing dialogue with the one who knows your situation best — you.
Asset allocation is one of the most critical determinants of investment performance, making it a key component of effective portfolio management. That’s why UMB dedicates tremendous resources to ensuring our asset allocation research and analysis is both consistent and current.
UMB employs a proven, disciplined proprietary process in portfolio management, specifically in building equity portfolios. Our philosophy for equity management is straightforward: we prioritize the fundamental quality of the investment above all else. As part of our portfolio management approach, we strive for risk-adjusted returns with below-market volatility.
UMB approaches fixed income investing and portfolio management with an emphasis on quality. Our disciplined and time-tested investment process has helped us avoid many of the historic credit pitfalls. At UMB, fixed-income investing is an integral part of a strategic portfolio management approach, offering alternatives to potentially risky products and serving as a strong option for risk-averse investors.
UMB offers a full suite of liquid and private placement alternative investments. Our investment managers are dedicated to a comprehensive portfolio management and monitoring strategy that includes being proactive, keeping a sharp eye on interest rates and equity valuations, and ensuring your portfolio remains diversified and stable. With this approach, alternative investments serve as unique assets that may offer less volatility regardless of market direction, making them a valuable component of a well-managed portfolio.
Your needs evolve over time, and we work closely with you to build a holistic strategy that aligns with your short- and long-term plans.
Our financial planning services and resources can help set you on the right path to wealth accumulation, preservation and protection
Manage your progress and plans on your time with UMB's 360Direct, online banking and the UMB Mobile Banking App.
You’ve spent a lifetime achieving your dreams and growing your assets, and you deserve a strategic plan for creating your legacy. UMB’s trust and estate management services allow you to protect what’s most important—your family and the generations to come. UMB can help you work with an attorney to create a trust and estate plan that supports your wishes and helps you meet your legacy goals.
A living trust can be a strategic complement to your will that provides additional privacy when it comes time to distribute assets and flexibility to accommodate changes over time. We can discuss the opportunities for a living trust and whether it’s right for you.
A charitable trust allows you to designate funds to the causes and organizations you care about. There are several options with tax advantages and timelines that can align with your legacy plans.
If you are looking for a permanent trust solution to establish plans for your beneficiaries and manage taxes, an irrevocable trust may be a good option. Our specialists are skilled in the complexities and nuances of establishing irrevocable trusts and can help you strategize as you determine your wishes.
These trusts can help you provide long-term benefits to your family, or your favorite charity. We can be appointed as your trustee to hold and manage property for the benefit of your beneficiaries
A dynasty trust can help you secure the financial future of generations to come with a trust that is designed to potentially last forever. You can provide for your beneficiaries for years to come while minimizing taxes. While we cannot predict what the future holds, UMB Trust Company of South Dakota can help build you a well-designed trust that can react to the changes tomorrow may bring.
An individual retirement trust is a unique estate planning option that combines the tax advantages of an IRA with the management and monitoring of a trust, all in one agreement.
Create a Better Business and increase your business value with UMB’s Business Planning Solutions tailored uniquely for business owners. Selling or passing along your business means you are stepping into a new lifestyle—and that can be overwhelming. UMB can help you prepare for life after work, while ensuring your needs are met and your legacy is well-planned. We understand the importance of FAMILY when planning for business transitions.