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Pony Express Plaza Branch and ATM
Branch
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1211 N Belt Hwy
Saint Joseph, MO 64506

Lobby Hours

Monday 9:00am - 5:00pm
Tuesday 9:00am - 5:00pm
Wednesday 9:00am - 5:00pm
Thursday 9:00am - 5:00pm
Friday 9:00am - 5:00pm
Saturday 9:00am - 12:00pm
Sunday Closed

Drive-up Hours

Monday-Friday 8:30am - 5:30pm
Saturday 9:00am - 12:00pm
Sunday Closed

Services

  • ATM Accepts Deposits
  • Financial Guidance
  • New Accounts
  • Medallion Signature Guarantee
  • Notary
  • Real Estate, Auto Loans, and Credit Cards
  • Small Business Solutions

The Pony Express Plaza branch is located in the heart of Downtown Saint Joseph, Mo. on the eastern edge of Highway 169. Just north of Frederick Avenue, our UMB branch associates can provide financial guidance and insight to help you along your financial journey.

This Saint Joseph, Mo. branch is equipped to handle a full range of personal and business financial services. Our associates are knowledgeable and dedicated to helping you find the best financial products and services for your unique circumstances. They take the time to understand your banking needs and recommend products like checking and savings accounts, credit cards, home and auto loans, private wealth management, financial planning and retirement accounts, and many others that will help you reach your financial goals.

UMB consistently gives back to the local Saint Joseph, Mo. community through associate volunteerism, corporate and individual giving, and through financial services that support the Saint Joseph, Mo. economy. We are proud to be a strong partner to Saint Joseph, Mo. businesses, organizations, and individuals. We invest our time, resources, and talent to Saint Joseph, Mo. organizations and issues that help improve our community for the long-term. We value our community relationships and encourage our associates to make a difference in the Saint Joseph, Mo. area. Our Saint Joseph, Mo. team is experienced and genuinely want to see you succeed. We’re focused on creating positive experiences for our Saint Joseph, Mo. customers because, at UMB, you’re not just a number. We take the time to get to know you, your goals and your values so we can be a partner throughout your financial journey.

“UMB is a great bank. They care about their customers and offer excellent products.”

Jayne from Overland Park, KS

“Best banking staff in the area for sure. When I visit inside or in the drive-thru, I am always greeted with a smile and feeling that the staff is there to serve.”

Marlon from Olathe, KS

“The team here is phenomenal. They have a great rapport with customers and are extremely helpful. Love this place. Bank here.”

Lisa from Liberty, MO

All reviews courtesy of Google

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Open Your UMB Checking Account Online Today

Learn more about our checking account options and easily open one online in just minutes.

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Questions About Opening a Checking or Savings Account? UMB Has Answers.

What do I need to open a checking or savings account?

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Here are a few things you’ll need to open a personal checking or savings account:

  1. A state-issued ID, driver’s license or learner’s permit. If you do not have these forms of identification, please contact the UMB branch for more information about forms of identification accepted in branch.
  2. Basic personal information, including your birthdate, Social Security Number (SSN) or Tax ID Number (TIN), address and phone number.
  3. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.

See which UMB personal checking account or UMB savings account might be right for you.

In some situations, you might also need:

  1. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
  2. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

Can I open a checking or savings account online?

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Yes, you can open a checking account or savings account online. UMB Bank provides a simple and secure online bank account application process.

To apply for a UMB account online, you must:

  1. Be at least 18 years old.
  2. Be a U.S. citizen or resident alien.
  3. Live in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma or Texas.
  4. Have a state ID, driver’s license or learner’s permit.

You may also need:

  1. An initial deposit may be required to open the account. Banks usually offer a variety of checking and savings account options with different requirements for initial deposits.
  2. IDs and personal information for other applicants if you want to open a joint account. A joint account is owned by multiple people, so a bank requires information from anyone sharing the account.
  3. A co-owner or co-signer if you are younger than 18. A parent or legal guardian will need to sign legal documents for the bank.

See which UMB personal checking account or UMB savings account might be right for you and apply today.

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    Services:
    • ATM Accepts Deposits
    • Financial Guidance
    • New Accounts
    • Medallion Signature Guarantee
    • Notary
    • Real Estate
    • Auto Loans
    • and Credit Cards
    • Small Business Solutions
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      Services:
      • ATM Accepts Deposits
      • Financial Guidance
      • New Accounts
      • Medallion Signature Guarantee
      • Notary
      • Real Estate
      • Auto Loans
      • and Credit Cards
      • Small Business Solutions
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      Services:
      • Open Your UMB Savings Account Online Today

        Learn more about our savings account options and easily open one online in just minutes.

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